by Naveen Julian Rego | Sep 2, 2024 | Personal Finance
“Risk is what’s left over after you think you’ve thought of everything. We are really good at managing risk by looking backward and preparing ourselves to handle a situation we’ve already seen… only better this time. But we’re not very good at preparing for...
by Naveen Julian Rego | Aug 31, 2024 | Personal Finance
The following are our observations and thoughts on the above. Do note we have only incorporated the simpler parts which affect most of us leaving aside the complexities. Parity has been brought about in capital gains taxes for various assets like Shares, Mutual...
by Naveen Julian Rego | Aug 30, 2023 | Personal Finance
We feel that greed is gradually coming back. This is because many have experienced extremely wonderful short term returns especially in small/mid-cap stocks and also in mutual funds focused on these segments. Equity markets are definitely not cheap and investors...
by Naveen Julian Rego | Jun 7, 2022 | Personal Finance
We are always looking out for investment products which would make sense in our client’s portfolios. The selection is majorly dictated by simplicity, lower costs and ease of management. Past/future returns would not be the sole criteria for these selections as we...
by Naveen Julian Rego | May 10, 2022 | Personal Finance
We all invest in financial products to fund our financial goals. Some might do this on their own and some might take the help of financial intermediaries (like agents, planners and advisers). Whatever mode one follows, the cost of investing can have a large bearing on...
by Naveen Julian Rego | May 10, 2022 | Personal Finance
Investing is not always about getting the highest returns or beating the markets. It should be about achieving one’s financial goals like safety for family, better life for children, maintaining one’s lifestyle on retirement, building a secondary passive stream of...
