by Naveen Julian Rego | Jun 7, 2025 | Personal Finance
In the world of financial advice, there are generally three core recommendations an adviser can give: Buy, Sell, or Hold. “Buy” and “Sell” are often seen as proactive decisions—suggesting movement, momentum, and action. These usually lead to transactions and give...
by Naveen Julian Rego | May 17, 2025 | Personal Finance
I recently took 10 days off from my busy schedule to unwind and reflect. Amid the calm, one thought kept resurfacing: Over the years of practicing financial planning, I’ve often asked myself — what truly sets us apart in delivering value to our clients? Is it lower...
by Naveen Julian Rego | Feb 24, 2025 | Personal Finance
We are always on the lookout for investment products which would make sense in our client’s portfolios. The selection is majorly dictated by simplicity, lower costs, tax efficiency and ease of management. Past/future returns would not be the sole criteria for these...
by Naveen Julian Rego | Feb 6, 2025 | Mutual Funds
Debt and short-term mutual funds are an excellent avenue for investors looking for stability and regular income from their financial portfolio. However, too many changes have happened on the taxation front into these products including the changes announced in...
by Naveen Julian Rego | Feb 6, 2025 | Personal Finance
Our take on Union budget 2025 for its relevance to one’s personal finances. We have just highlighted the important points to make this simple. The tax lab has been changed drastically for the New Tax Regime with income up to Rs. 4 lakhs being exempt (Residents...
