by Naveen Julian Rego | Jul 17, 2025 | Personal Finance
Important Note: This article is not intended for qualified personal finance professionals or high-net-worth individuals with dedicated financial management resources. Over two decades as a practicing financial planner, I’ve often met “DIY investors”—people who prefer...
by Naveen Julian Rego | Jun 16, 2025 | Personal Finance
The recent Air India flight crash in Ahmedabad is a sobering reminder of life’s uncertainty. It made me reflect: Are my near and dear ones truly aware of my financial and other holdings? Do they know how to access them, or how to manage or distribute them if I’m...
by Naveen Julian Rego | Jun 10, 2025 | Personal Finance
Choosing the right financial adviser is a critical step toward achieving your long-term financial goals. Here are five key points to consider: — 1. Remuneration: Who Pays the Adviser? Never underestimate the influence of financial incentives. Always ask your...
by Naveen Julian Rego | Jun 7, 2025 | Personal Finance
In the world of financial advice, there are generally three core recommendations an adviser can give: Buy, Sell, or Hold. “Buy” and “Sell” are often seen as proactive decisions—suggesting movement, momentum, and action. These usually lead to transactions and give...
by Naveen Julian Rego | May 17, 2025 | Personal Finance
I recently took 10 days off from my busy schedule to unwind and reflect. Amid the calm, one thought kept resurfacing: Over the years of practicing financial planning, I’ve often asked myself — what truly sets us apart in delivering value to our clients? Is it lower...
