After delivering my speech at a recent program, one of the participants asked me, ‘How much further will gold prices go up?”
I replied with a smile, “Your guess is as good as mine”.
The Reactions to Gold’s Rise
The relentless rise in gold prices usually evokes three types of reactions:
- I told you to invest in gold!
- Gold will continue to go up further!
- Should I invest more in gold now?
Our Perspective
At Naveen Rego Capital, our take is that gold is a very important asset class — but it should be viewed as a store of value and a hedge against uncertainty, not as a vehicle for quick profits.
Gold tends to perform well during periods of global stress, high inflation, or currency weakness, but over the long term, it typically underperforms productive assets like equities.
The Role of Gold in Your Portfolio
Hence, gold should from a strategic allocation, not a speculative bet.
A balanced exposure of 5–10% of one’s overall portfolio is generally adequate to:
- Provide diversification benefits
- Hedge against macroeconomic risks
- Avoid compromising long-term returns
In conclusion, while the glitter of gold is timeless, investing in it requires discipline and perspective. Treat gold as a steady anchor in your portfolio — not as a ticket to quick riches.
Happy Financial Planning!
Naveen Julian Rego – CFP®
MD & Principal Officer
Date: 14-10-2025
Note and disclaimers:
- Investment in the securities market is subject to market risks. Read all the related documents carefully before investing.
- Registration granted by SEBI, membership of BSE and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.
- Financial products recommended by us which are under the jurisdiction of other regulators are beyond the scope of SEBI’s grievance mechanism.