by Naveen Julian Rego | Aug 30, 2023 | Personal Finance
We feel that greed is gradually coming back. This is because many have experienced extremely wonderful short term returns especially in small/mid-cap stocks and also in mutual funds focused on these segments. Equity markets are definitely not cheap and investors...
by Naveen Julian Rego | Jul 17, 2023 | Uncategorized
Greetings from us!! We completed 20 long years of our Financial Planning journey on 13th July 2023. This has been an awesome journey for us to learn and unlearn so many things. I would like to pen down 20 important points of my practical learnings during this...
by Naveen Julian Rego | Mar 8, 2023 | Debt Mutual Funds
Most of us manage liquidity by parking funds in savings/current accounts and short-term fixed deposits. These are very convenient and easy to manage. The potential drawbacks are as follows: 1. Current accounts do not give any returns. 2. Savings account give returns...
by Naveen Julian Rego | Feb 7, 2023 | Uncategorized
The following are my thoughts on the Union Budget 2023 proposed by our Honorable Finance Minister. I have specifically addressed the relevance on one’s personal finances leaving the other things for the economists to dissect. Also, I have given a simplified view...
by Naveen Julian Rego | Jun 7, 2022 | Personal Finance
We are always looking out for investment products which would make sense in our client’s portfolios. The selection is majorly dictated by simplicity, lower costs and ease of management. Past/future returns would not be the sole criteria for these selections as we...
by Naveen Julian Rego | May 10, 2022 | Retired
Many of our Senior Citizens are dependent on regular income for their sustenance. The objective of this article is to give a broad understanding on the way a simple portfolio can be constructed by Resident Indian Senior Citizenswhich is safe, liquid, tax efficient and...
by Naveen Julian Rego | May 10, 2022 | NRI's
The following points are very important for NRIs/PIOs who are coming back permanently or planning to stay back in India for an indefinite period: NRE deposits become taxable from the day you land back in India. This is because NRE deposits are tax exempt for NRIs only...
by Naveen Julian Rego | May 10, 2022 | Personal Finance
We all invest in financial products to fund our financial goals. Some might do this on their own and some might take the help of financial intermediaries (like agents, planners and advisers). Whatever mode one follows, the cost of investing can have a large bearing on...
by Naveen Julian Rego | May 10, 2022 | Personal Finance
Investing is not always about getting the highest returns or beating the markets. It should be about achieving one’s financial goals like safety for family, better life for children, maintaining one’s lifestyle on retirement, building a secondary passive stream of...
by Naveen Julian Rego | Apr 28, 2022 | Youngsters
Most of the youngsters who are below 30 years of age are more concerned with flashy lifestyles or are in search of high returns earning products in double quick time. The purpose of this article is to give a road map to our youngsters so that they can financially...
