This is our most comprehensive service and is designed for clients who prefer an ongoing advisory relationship covering their complete financial life. There would be between 1–4 reviews in a year based on the fee structure.
Includes
- Investment Planning
- Portfolio Construction
- Asset Allocation
- Retirement Planning
- Goal-Based Planning
- Insurance Review
- Liability Management
- Tax-Efficient Portfolio Structuring
- Cash Flow Guidance
- Behavioral Coaching
- Estate and Succession Planning Discussions
- Periodic Reviews
- Implementation Support
Suitable for individuals and families who prefer professional oversight while focusing on their careers, businesses, and personal priorities. The fees comprise Financial Planning fees and Investment Advisory fees. The minimum annual fee for this option is ₹25,000.
Fee Structure
Investment Advisory Fees
Market-Linked Assets Under Advice* | Annual Fees |
Up to ₹50 Lakhs | ₹25,000 |
Above ₹50 Lakhs |
|
*Examples: Mutual Funds, Stocks, ETFs, REITs, NPS, SIF, PMS, AIF, Bonds, Global Investments, and agreed assured-return products.
Financial Planning Fees
Other Assets** | Annual Fees |
Up to ₹1 Crore | ₹15,000 |
₹1 Crore – ₹5 Crore | ₹25,000 |
Above ₹5 Crore | ₹50,000 |
**Examples: Fixed deposits, savings accounts, liabilities, debt instruments, insurance policies, and similar assets. Real estate, employer benefits, and personal-use assets are excluded.
