Global markets have reacted sharply to the ongoing crisis in the Middle East. While it is difficult to predict when stability will return, periods like these are not new to long-term investors.
As experienced financial planners and wealth managers, here are a few important observations:
Do not panic:
Equity markets are inherently volatile. Temporary declines are part of the journey toward long-term wealth creation.
Continue your planned investments:
Stay disciplined with your SIPs in equity mutual funds, your curated equity portfolios, and contributions to NPS.
Do not interrupt your long-term strategy because of short-term noise.
Deploy surplus systematically:
Any surplus earmarked for long-term goals (5+ years) can be staggered into equity structures over the next 3–6 months instead of investing in one lump sum. Do not try to time the markets.
Focus on quality:
Long-term returns are ultimately driven by earnings growth of strong businesses. Once uncertainty fades, quality companies and good equity mutual funds tend to recover and compound.
Avoid excessive tracking:
Watching your portfolio daily can disturb your peace of mind and lead to emotional decisions. Wealth creation requires patience.
Maintain balance:
Ensure you have an adequate emergency corpus and a well-diversified, conservative allocation alongside equities. This allows you to continue your lifestyle comfortably even if volatility persists.
At Naveen Rego Capital, our core philosophy has always been:
• Disciplined asset allocation
• Diversification
• A long-term focus.
Times like these reaffirm that a process-driven approach not only helps survive volatility but can also help benefit from it.
If you are already our client, our regular review mechanisms factor in such global developments. However, do connect with my team if you would like a quick discussion on your portfolio.
For those who have been waiting on the sidelines and would like to benefit from our unbiased expertise to build long term wealth, this could be an opportune time to begin. You may reach us at 9740457582 to check the various engagement options.
The best time to create long-term wealth is often when past returns look disappointing, news flow is negative, and valuations become attractive.
Happy Financial Planning!
Naveen Julian Rego – CFP®
MD & Principal Officer
Naveen Rego Capital
SEBI Registered Investment Adviser
Reg No: INA000019211
BSE Membership ID: 2178
Date: 03-03-2026
Disclaimers:
1. Investment in the securities market is subject to market risks. Read all the related documents carefully before investing.
2. Registration granted by SEBI, membership of BSE and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.
3. Financial products recommended by us which are under the jurisdiction of other regulators are beyond the scope of SEBI’s grievance mechanism.
