Warm greetings and a very Happy New Year 2026 to you and your loved ones.
As we step into a new year, my heart is filled with only one dominant feeling — gratitude.
Thank you for trusting us with something so deeply personal and important — your hard-earned wealth and your family’s future. We never take this responsibility lightly. Every family we work with, every goal you share with us, and every journey we walk together humbles us deeply.
This year, Naveen Rego Capital completes 23 years. These years have not been built by products, markets, or returns alone — they have been built on relationships, trust, patience, and shared journeys through good times and difficult ones. We are truly thankful to each one of you for being a part of our story.
Our advice will always remain unbiased, simple, and goal-focused, guided by five timeless principles:
1. Asset Allocation — Not putting all your eggs in one basket.
2. Diversification — Not depending on one single idea or strategy.
3. Cost Efficiency — Keeping more of your money working for you.
4. Tax Efficiency — Not giving away more than what is legally necessary.
5. Simplicity & Convenience — So your finances give you comfort, not anxiety, and let you sleep peacefully at night.
We will never chase what is fashionable or flashy. We will never be driven by:
- Yesterday’s best-performing product or strategy
- Unregulated, complicated, and toxic financial products
The financial world is changing rapidly — from simple savings and mutual funds to ETFs, index funds, smart beta funds, PMS, AIFs, REITs, SIFs, bonds, NPS, and even GIFT City products. We continuously study and evaluate these — but we will only recommend what suits you, your life, and your goals. Nothing more. Nothing less.
Along with wealth creation, we remain equally committed to your family’s protection through sensible health insurance and pure term life insurance.
We continue to be the only fee-only financial planning and wealth management firm in Mangalore and among the few SEBI Registered Investment Advisers in India. This means one simple thing: we work only for you — not for commissions, not for manufacturers, not for anyone else.
If I had to leave you with just one line for 2026, it would be this:
"PLEASE DON'T BE GREEDY"
We have seen, time and again, that wealth is built not by excitement, but by discipline, patience, and staying the course. Our process is designed to protect you during bad times and keep you sensible during good times.
A very special thank you to those of you who have referred your friends, relatives, and colleagues to us. Your trust and confidence is our biggest asset.
You can follow us on LinkedIn, Instagram, YouTube, and our WhatsApp Channel under Naveen Rego Capital for our thoughts and unbiased insights.
For any escalations, Mrs. Manjiri Joshi (Director - Operations) is always available at +91 96866 94288 / manjiri@naveenrego.com. We have also started a WhatsApp group with our team to make communication easier for you.
I would personally love to hear from you. Please write to me with your feedback, suggestions, or even concerns at naveen@naveenrego.com or +91 98455 57582.
From my family and my entire team to yours —
We wish you a year filled with good health, peace of mind, happiness at home, financial stability, and many small moments of joy.
Thank you for walking this journey with us.
With warmth and gratitude,
Naveen Julian Rego – CFP®
MD & Principal Officer
Naveen Rego Capital
SEBI Registered Investment Adviser
Reg No: INA000019211
BSE Membership ID: 2178
Financial Planning | Investment Advisory | Wealth Management
Date: 08-01-2026
Disclaimers:
1. Investment in the securities market is subject to market risks. Read all the related documents carefully before investing.
2. Registration granted by SEBI, membership of BSE and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.
3. Financial products recommended by us which are under the jurisdiction of other regulators are beyond the scope of SEBI’s grievance mechanism.
